Local 812 Annuity Fund

The Board of Trustees is pleased to announce that on January 1, 2022 the Local 812 Annuity Fund was established.
 
The Local 812 Annuity Fund is a defined contribution retirement plan funded by employer contributions.  Contributions are made according to a Collective Bargaining Agreement (“CBA”) that requires employers to contribute on behalf of their covered employees. All employees who have had a contribution paid on their behalf by an employer signatory to a CBA requiring contributions to the Plan shall be Plan Participants.
 
Additionally, if your employer elects to participate in elective deferrals, you can elect to have your employer withhold a specific whole percentage amount of your gross (pre-tax) earnings (including regular pay, overtime and bonus pay). You will decide how much of your earnings should be withheld, if any. Note: You cannot contribute more than the IRS allows each year. For more information on yearly 401(k) limits, visit www.irs.gov.

Empower is the Fund’s record keeper. We strongly encourage all Participants in the Plan to log in to their account by clicking on the following link: Empower: Saving, investing and advice (empower-retirement.com).  Once logged in you will be able to view your account balance, confirm or change your investment directive and have access to a number of other useful documents and information. 
 
To make sure your Local 812 Annuity Fund account is distributed as you wish in case of your death, you need to name a beneficiary. Naming a beneficiary for your retirement account and keeping the designation up to date is important. If you’ve recently been married, divorced or had a child, it may be a good time to revisit your beneficiary designation.

Designating a beneficiary online is easy
You can easily and securely designate a beneficiary or update your beneficiary information online.  Follow these simple steps to access your beneficiary information:

Log on to your account at Empower here
Select Account Overview
Select Add/Edit Beneficiaries

Note: If you are not registered for online account access, Register here

To speak to a knowledgeable Customer Care Center representative about your account, please call toll free at (877) 778-2100 weekdays from 8 a.m. to 9 p.m. ET. 

Retirement Planning Presentation September 2022

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Annuity Plan Documents